Pacific Premium Funding Limited (ABN 57 109 849 872)

Terms of Use

These terms of use ("Terms") govern your use of the Pacific Premium Funding Ltd ("Pacific") web site (www.pacificpremium.com.au), any other web domains owned by Pacific and any linked pages ("External Sites") . By accessing this web site and the materials and information within, you acknowledge that you have read, understood and agree to be bound by these Terms, and any changes to these terms as they occur from time to time.

Warranty

The materials on this web site have been prepared for general information purposes only. Whilst Pacific has used every effort to ensure that information is free from error, Pacific does not warranty either expressly or impliedly the accuracy or completeness of any materials on this website.

Pacific reserves the right to alter, move, modify or remove any content or material at its absolute discretion from time to time without notice, and is also under no obligation to provide you with alternative links or avenues to such contents.

Pacific does not warrant that the Pacific web site will be free from viruses or anything else that may interfere with or damage the operation of your computer systems, or that access to the Pacific web site or any External Site will be uninterrupted. Under no circumstances will Pacific be liable to you or any third party for damages or interferences to computer systems arising out of connection or usage of the Pacific web site or External Site, as well as disruptions experienced whilst using the Pacific web site.

You must take your own precautions to ensure that whatever you select for use from this web site is free of viruses or anything else that may interfere with or damage the operation of your computer systems.

Limitation of Liability

To the extent allowed by law, Pacific expressly disclaims any liabilities, losses, damages including without limitation loss of revenue, claims and expenses, whether in contract, statute, tort including negligence or otherwise suffered by you or any third party either directly, indirectly, incidentally or consequentially arising out of, or in any way connected with access or use of this web site.

Copyright and Intellectual Property Rights

The material contained on this web site is protected by copyright with all rights reserved by Pacific. You may use this web site only for your personal and non-commercial purposes, or for business purposes only where specifically permitted and agreed to, in writing, by Pacific. No term or condition stated on the web site will express or imply approval for commercial purposes.

Trade marks (whether registered or unregistered) and logos belonging to Pacific must not be used in any way without obtaining the prior written consent of Pacific. At no time can such trade marks be modified by you.

The web site, products, technology and processes contained in this web site may be the subject of other intellectual property rights owned by Pacific or by third parties. No licence is granted in respect of those intellectual property rights other than as set out in these Terms. Your use of this web site must not in any way infringe the intellectual property rights of any person or entity.

Rights of Material

You are granted a revocable license to download the material contained on this web site for your personal use, as well as for the purpose of transacting business with Pacific. You must not otherwise copy, reproduce, republish, frame, upload, transmit, redistribute or modify the contents of this web site in any way, except where prior written consent of Pacific has been obtained.

External Sites

This web site may contain links to, or frame, web sites of third parties ("External Sites"). Pacific is not required to maintain or update any links on the Pacific web site. Pacific is not authorising the reproduction of External Site material by linking material on this web site to External Site material.

Links to, or framing of, external sites should not be construed as any endorsement, approval, recommendation or preference by Pacific of the copyright holders, site or content owners, operators of the external sites, or for any information, products or services referred to on the external sites unless expressly indicated on this web site.

Pacific makes no warranties regarding the quality, appropriateness or accuracy of External Site material including products and services available through External Sites. Pacific accepts no liability, or responsibility, in relation to material contained on External Sites whether linked to, or framed, directly or indirectly.

Security

Pacific makes no warranty in respect of the strength or effectiveness of the security methods or technologies provided both directly within the Pacific web site and between the Pacific web site and your own system. Pacific is not responsible for any events arising from unauthorised access to the information you provide, utilise or access on the Pacific web site.

Links to Pacific

No terms contained in this Terms of Use will imply authorisation for any party to create links to the Pacific web site. If you wish to create a link to any part of the web site, you must obtain prior written consent from Pacific before doing so.

To obtain consent, send e-mail to : itsupport@pacificpremium.com.au stating :

Your Name,
Company Name,
Contact details incl phone and e-mail,
URL of any (and all) sites you intend to link from,
Nature of your business
Explanation of the purpose of the links and context within which the links will appear
Description of how the links will work - framed, direct link, etc
Pacific will assess each request on a case by case basis and will notify you of approval where granted.

Information submitted by You

All information or material submitted to Pacific through the Pacific web site will be deemed to be the property of Pacific. By submitting any information or material to us through the Pacific web site, you grant us an unrestricted, irrevocable license to use, display, reproduce, modify, perform, transmit and distribute those materials or information. You also agree that Pacific is free to use for any purpose any ideas, concepts, know-how or techniques that you submit to us through the Pacific web site.

Pacific shall not be subject to any obligations of confidentiality regarding submitted information, except where Pacific has a direct customer relationship or as otherwise specifically agreed or required by law.

Jurisdiction

These Terms are governed by the laws of New South Wales. By using this site, you unconditionally submit to the non-exclusive jurisdiction of the courts of New South Wales and all courts which have a jurisdiction to hear appeals from those courts.

Reservation of Rights

Pacific reserves the right to amend, change, modify, add to, or remove portions of these Terms at any time without notice.